Chelsea Milko
Bodily- Injury liability pay claim against owner if someone is killed or injured and owner is at fault. It pay hospital and doctor bills, legal fees, court costs, and loss of wages.
Property damage liability protects the driver that is at fault by paying claims for others property that is damaged. It includes any damages to other car and things in the car. Also it includes surrounding damages like a telephone pole.
Collision covers your vehicle if you are at fault or can not collect from the person that is at fault. It repairs or replaces your car minus the deductible.
Comprehensive covers repairs or replaces owners car if damages aren't cause by collisions. Examples are fire, theft, storm damage, and vandalism. You must pay the deductible.
Uninsured and under-insured bodily and property damage pays for injuries to you and your passengers in case of a hit and run collision, uninsured or under insured. This pays for hospital and doctor bills, legal fees, court cost, and loss of wages.
Liability protects the driver who caused the collision. It pays for any other damages to another person that you are responsible for.
Deductible is the amount of money that you pay before the collision and comprehension insurance will pay. When you purchase auto insurance you can choose how high you want the deductible to be. Premium will be lower if the deductible is higher.
Vermont has a law that the coverage for death or injury to one person must be at least $25,000 and $50,000 for death or injury from two or more people. Also $10,000 for property damage is required. You must carry a card in your vehicle an show it if you are stopped and when you take the driving test. The fine is $100 and 2 points if you don't have one. If you don't have it with you , you have 15 days to prove you had insurance when you were stopped.
Monday, July 30, 2007
How to change a tire
Chelsea Milko
If you have a flat tire reduce speed slowly and pull over on a some what flat spot. Put four way flashers on and put a block behind diagonal tire to the one that is flat. It is important to read owners manual so you know where the spare tire, jack, and wrench is. The place where you put the jack varies for different types of vehicles.
1 Check owners manual for location of jack and wrench.
2 Put jack 3-6 inches away from tire then raise jack until it touches the axle.
3 Remove hub cap then loosen lug nuts but don't take nuts off.
4 Raise jack until tire is off the ground than take nuts off and take tire off.
5 Mount wheel onto studs and screw nuts on until snug and in a diagonal pattern.
6 Lower jack so the tire is on the ground then tighten lug nuts completely.
7 Take out and store it where it came from then take block from the opposite tire.
After, put the flat tire in trunk or back of cab and get it fixed and have someone check lug nuts so you know that they're tight enough. If they aren't tight enough your tire might fall off while driving.
If you have a flat tire reduce speed slowly and pull over on a some what flat spot. Put four way flashers on and put a block behind diagonal tire to the one that is flat. It is important to read owners manual so you know where the spare tire, jack, and wrench is. The place where you put the jack varies for different types of vehicles.
1 Check owners manual for location of jack and wrench.
2 Put jack 3-6 inches away from tire then raise jack until it touches the axle.
3 Remove hub cap then loosen lug nuts but don't take nuts off.
4 Raise jack until tire is off the ground than take nuts off and take tire off.
5 Mount wheel onto studs and screw nuts on until snug and in a diagonal pattern.
6 Lower jack so the tire is on the ground then tighten lug nuts completely.
7 Take out and store it where it came from then take block from the opposite tire.
After, put the flat tire in trunk or back of cab and get it fixed and have someone check lug nuts so you know that they're tight enough. If they aren't tight enough your tire might fall off while driving.
Friday, July 27, 2007
Crash Cd (Final Exam)
ChelseaMilko
The first site I visited was the lawyer's office. I learned about a court case that involved North Carolina vs. Melissa Marvin. She was 29 years old and she had 5 drinks within 2 hours. Then she drove while intoxicated and hit a car that had five 17 year old in it and four of them died. Her blood alcohol was 2.1 which is 3 times the legal limit. In the past Melissa had 2 other incidents while driving under the influence.
The defense protested that the witness testimony was inconsistent. In the emergency room they gave Melissa drugs and didn't put her blood in the refrigerator. They didn't think it should be called murder because it was an accident.
The prosecution said that she visited 2 bars between noon and 2:50 pm and she had 5 drinks. Her driving was erratic and she ran a red light going 60 mph. Also once she was questioned she lied to the police. They wanted to charge her for 2nd degree murder and she could get 17 years for each death. At the trial she ended up was guilty of 2nd degree murder and got a minimum of 60 years in jail.
I learned the actual cost of a drunk driving charge with no accident could be $14,722.00 and 2 points on your license for 7 years. Also, 3 years of probation.
The next site I visited was the high school. When teenagers get their license they become more independent because they don't have to ask for a ride. Some teenagers are sensation seeking for adrenaline rushes. Drinking can also increase risk taking.
We heard from a driver,a victim and parents of a victim, about their accidents and how it changed their lives. The driver hit an older couple. The woman died and the man lived but they said he later died of a broken heart. The driver talked about the impact that it had on his life and how he was charged with negligent homicide.
The victim, a junior in high school,was hit when a drunk driver crossed the center line while going through a corner and hit her head on. It took her an hour and 15 min. to get taken out of the car. At the end she looked ok but walked with a limp, had scars and emotional scars. The drunk driver's friends tried to stop him but he wouldn't listen.
The parents of a victim talked about their daughter that died in a accident and how it changed their lives forever. They celebrated her 18 th birthday and brought a cake to the cemetery.
I learned safe alternatives to convince someone who wants to drive drunk not to drive. Take the keys from them so they can't start the car. Ask if you can drive or find another driver. Delay the driver until they're ok to drive or talk them out of driving. Don't be confrontational.
The police was the next site I went to. Detective Hernandez said that the worst time for drunk driving is 10pm til 3am. The law for teenage drinking is zero tolerance. I learned the steps for getting arrested.
police must have reason to pull you over
ask for licence registration and insurance and give field sobriety test
read Miranda rights also put hand cuffs on you and put you in the car
get to station and be given breath, blood or urine test and booked
held until post bail or personal recognisance
court date arraignment
judge decides
The last site was Dr. Evans office. At 10 mph a crash can cause brain damage. The car hits the object and the head hit something in the car. The brain hits against the skull. This can affect concentration,taste,smell, motor skills and mood swings.
Marijuana can cause you to misjudge speed,braking, and affects perception. There are three parts of the brain that pot affects. Limp system which could make you miss signs and be more emotional. Hippocampus stores memory and attention. Cerebellum damage causes poor coordination and road tracking.
Drinking slows messages to the brain, slurrs speech, also can cause blurry vision and poor judgement. The frontal lobe of the brain affects decision making and lowers inhibitions. the hippocampus is affected by memory black outs. When the medulla is affected it can cause brain damage or death.
If you use your seat belt the death rate is reduced by 60%. With out a seat belt at 60 to 70 mph your head hits at 100 times the force of gravity. With a seat belt it's 30 times. 80% of teenagers who die in accidents aren't wearing seat belts.
I think if you go to a bar they should take your keys and decide if you able to drive. If you drink, plan on staying in that spot or be able to walk where you need to go. Also you can have a friend or someone drive you where you need to go. People need to think about the consequences about drinking and driving. They could kill themselves or someone else. Even if no one dies you could still hurt yourself in other ways, including your family and friends. They should think about how much money it can cost them to be pulled over drunk and emotional cost.
I am the passenger.
The first site I visited was the lawyer's office. I learned about a court case that involved North Carolina vs. Melissa Marvin. She was 29 years old and she had 5 drinks within 2 hours. Then she drove while intoxicated and hit a car that had five 17 year old in it and four of them died. Her blood alcohol was 2.1 which is 3 times the legal limit. In the past Melissa had 2 other incidents while driving under the influence.
The defense protested that the witness testimony was inconsistent. In the emergency room they gave Melissa drugs and didn't put her blood in the refrigerator. They didn't think it should be called murder because it was an accident.
The prosecution said that she visited 2 bars between noon and 2:50 pm and she had 5 drinks. Her driving was erratic and she ran a red light going 60 mph. Also once she was questioned she lied to the police. They wanted to charge her for 2nd degree murder and she could get 17 years for each death. At the trial she ended up was guilty of 2nd degree murder and got a minimum of 60 years in jail.
I learned the actual cost of a drunk driving charge with no accident could be $14,722.00 and 2 points on your license for 7 years. Also, 3 years of probation.
The next site I visited was the high school. When teenagers get their license they become more independent because they don't have to ask for a ride. Some teenagers are sensation seeking for adrenaline rushes. Drinking can also increase risk taking.
We heard from a driver,a victim and parents of a victim, about their accidents and how it changed their lives. The driver hit an older couple. The woman died and the man lived but they said he later died of a broken heart. The driver talked about the impact that it had on his life and how he was charged with negligent homicide.
The victim, a junior in high school,was hit when a drunk driver crossed the center line while going through a corner and hit her head on. It took her an hour and 15 min. to get taken out of the car. At the end she looked ok but walked with a limp, had scars and emotional scars. The drunk driver's friends tried to stop him but he wouldn't listen.
The parents of a victim talked about their daughter that died in a accident and how it changed their lives forever. They celebrated her 18 th birthday and brought a cake to the cemetery.
I learned safe alternatives to convince someone who wants to drive drunk not to drive. Take the keys from them so they can't start the car. Ask if you can drive or find another driver. Delay the driver until they're ok to drive or talk them out of driving. Don't be confrontational.
The police was the next site I went to. Detective Hernandez said that the worst time for drunk driving is 10pm til 3am. The law for teenage drinking is zero tolerance. I learned the steps for getting arrested.
police must have reason to pull you over
ask for licence registration and insurance and give field sobriety test
read Miranda rights also put hand cuffs on you and put you in the car
get to station and be given breath, blood or urine test and booked
held until post bail or personal recognisance
court date arraignment
judge decides
The last site was Dr. Evans office. At 10 mph a crash can cause brain damage. The car hits the object and the head hit something in the car. The brain hits against the skull. This can affect concentration,taste,smell, motor skills and mood swings.
Marijuana can cause you to misjudge speed,braking, and affects perception. There are three parts of the brain that pot affects. Limp system which could make you miss signs and be more emotional. Hippocampus stores memory and attention. Cerebellum damage causes poor coordination and road tracking.
Drinking slows messages to the brain, slurrs speech, also can cause blurry vision and poor judgement. The frontal lobe of the brain affects decision making and lowers inhibitions. the hippocampus is affected by memory black outs. When the medulla is affected it can cause brain damage or death.
If you use your seat belt the death rate is reduced by 60%. With out a seat belt at 60 to 70 mph your head hits at 100 times the force of gravity. With a seat belt it's 30 times. 80% of teenagers who die in accidents aren't wearing seat belts.
I think if you go to a bar they should take your keys and decide if you able to drive. If you drink, plan on staying in that spot or be able to walk where you need to go. Also you can have a friend or someone drive you where you need to go. People need to think about the consequences about drinking and driving. They could kill themselves or someone else. Even if no one dies you could still hurt yourself in other ways, including your family and friends. They should think about how much money it can cost them to be pulled over drunk and emotional cost.
I am the passenger.
Thursday, July 26, 2007
How long it takes to pass
It takes a total of 15 seconds to pass another car. If you're traveling at 60 mph you will travel 270 ft. in the 3 seconds to initiate the pass. You will travel 900 ft. to pass the other car and it take 2 seconds to return to your lane and be traveling another 180 ft. The total amount of feet you go is 1350 ft. You will be traveling 4 1/2 lengths of a football field.
Tuesday, July 24, 2007
illegal passing
1 A sign that is rectangular and white that says do not pass. The road could be a narrow.
2 If the yellow line on your side of the road is solid because of a curve may be coming up.
3 The road is going up hill. When going up a hill you cant see what ahead of it. There is no passing within 700 to 1000 ft. before you get to the top of the hill.
4 Intersection. No passing within 100 ft. of an intersection, if you passed you could most likely get hit because of the cars going different ways.
5 Railroad, the road is more narrow and cars are coming the other way.
6 Two lane bridge or under pass, There might not have a shoulder to give a escape area.
7 Weather conditions, it harder for you to see by fog or snow.
8 On coming traffic is too close, you wouldn't b able to complete the pass and you would get into a head on collision.
2 If the yellow line on your side of the road is solid because of a curve may be coming up.
3 The road is going up hill. When going up a hill you cant see what ahead of it. There is no passing within 700 to 1000 ft. before you get to the top of the hill.
4 Intersection. No passing within 100 ft. of an intersection, if you passed you could most likely get hit because of the cars going different ways.
5 Railroad, the road is more narrow and cars are coming the other way.
6 Two lane bridge or under pass, There might not have a shoulder to give a escape area.
7 Weather conditions, it harder for you to see by fog or snow.
8 On coming traffic is too close, you wouldn't b able to complete the pass and you would get into a head on collision.
news articles
GREENLAND, N.H. -- Authorities charged a Newmarket, N.H., teenager with vehicular assault in connection with a fatal collision last year.Police said Joshua Early, 17, was a driver in a three-car accident in August 2006 that killedDavid Bourassa, of Greenland.Investigators said that Early drove carelessly and did not consider road conditions. Early's car rear-ended Bourassa's car, pushing it into oncoming traffic on Route 33, where it was hit by another vehicle, police said. Bourassa was Greenland's road agent.
If the guy was considering the conditions of the roads and the following distance he might of not caused an accident. Most accident happen at intersections so you should be cautious when you come to one.
(WBZ) DERRY, N.H. A Derry woman is facing her fourth drunk driving charge following an accident which injured a police officer working a construction detail in Windham.Officer Rober Moore, 34, was struck by a pick-up truck as he was supervising construction along Route 28 in Windham Wednesday afternoon.Moore was transported to a Boston hospital. We're told his are non-life threatening and he's being held overnight for observation. Windham Police Chief Gerald Lewis said the six-year veteran was conscious and alert.Forty-three-year-old Susan Foss was arrested on a charge of driving while intoxicated. According to Windham Police, Foss is currently out on bail following a drunk driving arrest two weeks ago. She also has two previous DWI convictions. The road project has been going on for one year without any major problems, Lewis said."There's a lot going on. That's why we have police officers out here with vehicles in uniform with vests on. They're plainly visible," he said. "It's an intoxicated driver who should not have been on the road in the first place."
If the police would of put her in jail two weeks earlier it wouldn't of happened. Plus she has had a few DWI convictions before that they should of done something like put her in jail. She should of been smarter or learned something if she had to take a crash course.
New Haven - A New Haven police officer underwent surgery Wednesday night after he was seriously hurt in a motorcycle accident on Congress Street in New Haven, according to police.The police would not release the officer's name or details of the accident, which occurred about 10:30 p.m. Wednesday when a pickup truck collided with the motorcycle the officer was riding.A woman riding on the motorcycle with the officer also reportedly was hurt. Both were taken to a local hospital.
The police department is expected to release information about the officer and the accident this morning.
Motorcylces are harder to see, maybe that is one of the reasons there was an accident.
If the guy was considering the conditions of the roads and the following distance he might of not caused an accident. Most accident happen at intersections so you should be cautious when you come to one.
(WBZ) DERRY, N.H. A Derry woman is facing her fourth drunk driving charge following an accident which injured a police officer working a construction detail in Windham.Officer Rober Moore, 34, was struck by a pick-up truck as he was supervising construction along Route 28 in Windham Wednesday afternoon.Moore was transported to a Boston hospital. We're told his are non-life threatening and he's being held overnight for observation. Windham Police Chief Gerald Lewis said the six-year veteran was conscious and alert.Forty-three-year-old Susan Foss was arrested on a charge of driving while intoxicated. According to Windham Police, Foss is currently out on bail following a drunk driving arrest two weeks ago. She also has two previous DWI convictions. The road project has been going on for one year without any major problems, Lewis said."There's a lot going on. That's why we have police officers out here with vehicles in uniform with vests on. They're plainly visible," he said. "It's an intoxicated driver who should not have been on the road in the first place."
If the police would of put her in jail two weeks earlier it wouldn't of happened. Plus she has had a few DWI convictions before that they should of done something like put her in jail. She should of been smarter or learned something if she had to take a crash course.
New Haven - A New Haven police officer underwent surgery Wednesday night after he was seriously hurt in a motorcycle accident on Congress Street in New Haven, according to police.The police would not release the officer's name or details of the accident, which occurred about 10:30 p.m. Wednesday when a pickup truck collided with the motorcycle the officer was riding.A woman riding on the motorcycle with the officer also reportedly was hurt. Both were taken to a local hospital.
The police department is expected to release information about the officer and the accident this morning.
Motorcylces are harder to see, maybe that is one of the reasons there was an accident.
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